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Password
Protected ID 4 5 5 |
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I worked
in the credit card business. |
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I closed
my credit card account today. |
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Being
Shanghaied by the industries practices |
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wasn't my
cup of tea. |
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I won't be
back |
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until the
credit bureau business |
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adopts a
simple password policy |
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for me to
protect my ID. |
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The
conflict of interest may be huge |
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with
foreign retail companies owning the bureaus. |
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The sale
of information to third parties |
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and then
to whomever |
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is an
invasion of our privacy. |
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I am one
that would opt-out of any such activity |
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and go
through all the fine details to do so. |
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The
process is made more difficult |
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than it
should be for no reason to me |
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other than
to discourage you from doing so. |
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The
bureaus, credit card companies |
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and now
the insurance companies |
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want to
sell you all kinds of products |
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to protect
you from what they may be causing. |
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Products
that help you after the damage is done |
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and adds
to their bottom line |
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as they
search for ways to grow earnings. |
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With
strong password protection |
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you can
help prevent it from happening. |
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If
forgetting passwords is a concern |
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and
writing them down is the only way, |
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write them
in your own pattern code |
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by writing
it backwards after splitting in half |
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or even
flipping each section once split. |
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Patterns
you would have no problem remembering |
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and can
change at will. |
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Solving
the conflict of interest |
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would be
wise after thinking of the importance. |
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The IT
data storage issue is also concerning, |
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especially
when it is a foreign company |
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that
controls the collection of data and stores it abroad. |
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Even China
wants to have some of the outsourcing business. |
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Is saving
or making money the only issue here? |
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How else
can we defend ourselves |
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from the
predators? |
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One credit
bureau may be best instead of three. |
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|
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Other
businesses loosely store your information |
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such as
temp labor services, financial services, |
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former
employers, insurance agents, |
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utilities
and other service companies. |
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Your ID
information is floating out their everywhere |
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and a
password is currently the best creation |
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that gives
you the best control that you determine. |